Planning a full house renovation can feel overwhelming—especially when it comes to finances. Whether you’re dreaming of a stunning kitchen makeover, a modernized bathroom, or a fully finished basement, understanding how to budget for a whole home remodel is the first step in turning your vision into reality.
At BriWi Construction, we’ve walked countless homeowners in Northern Kentucky and Greater Cincinnati through the renovation process. Our goal is to help you make smart financial decisions while bringing your dream home to life.
Here’s what you need to know to confidently create a budget for your full house renovation.
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What Factors Should I Consider When Planning My Home Renovation Budget?
Renovating your entire home means thinking beyond just materials and finishes. You’ll want to account for:
- Size of your home: More square footage = higher costs.
- Scope of work: Are you moving walls? Replacing plumbing? Installing new electrical? These major tasks add up.
- Quality of finishes: Tile vs. laminate flooring, custom cabinets vs. prefab—your selections will influence the bottom line.
- Permits and inspections: These vary by city and township, and they’re a must for code compliance.
- Temporary living arrangements: Will you need to relocate during construction?
A well-rounded budget should include both your must-haves and a bit of financial cushion for unexpected surprises.
How Much Should I Expect to Spend on a Full Home Remodel?
The average whole home renovation costs between $10 and $150 per square foot, depending on the extent of work and your location.
Here’s a breakdown by room based on regional remodeling costs in KY/OH:
- Bathroom: $6,700 – $28,000
- Kitchen: $14,600 – $40,000
- Living Room: $5,000 – $10,000
- Bedroom: $1,500 – $5,500
- Basement: $15,000 – $45,000 (depending on finish level)
Want to make it easier? Multiply your home’s total square footage by your desired quality level:
- Basic renovation: $10–$60/sq ft
- Midrange: $60–$100/sq ft
- High-end custom remodel: $100–$150+/sq ft
Remember, it’s not just about what you spend—it’s about the value you receive.
How Can I Save Money During a Full Home Renovation?
Budget-friendly doesn’t mean cutting corners. It means being smart about where and how you invest:
- Prioritize rooms: Start with high-impact spaces like kitchens and bathrooms.
- Refinish instead of replace: Updating cabinets or floors can save thousands.
- Mix high and low finishes: Splurge on statement pieces, and save on supporting materials.
- Plan ahead: Last-minute changes = increased costs.
- Work with a design-build firm: BriWi Construction helps clients keep their budgets on track by managing everything under one roof.
Should I Set Aside a Contingency Fund for My Home Remodel?
Absolutely! Even with the best planning, renovations often reveal hidden surprises—like outdated wiring or plumbing, moisture issues, or structural quirks in older homes.
We recommend setting aside 10–20% of your total budget as a contingency. This safety net gives you peace of mind and ensures your project doesn’t stall if an issue pops up.
How Can a Contractor Help Me Stay Within Budget?
The right general contractor doesn’t just build—they guide.
At BriWi Construction, we:
- Help you define realistic goals based on your budget.
- Offer transparent, fixed bids so you know what you’re spending upfront.
- Handle all permits, schedules, and subcontractors, reducing costly delays.
- Provide budget-conscious design guidance so you get the look you want within your price range.
- Give you regular updates, so you’re never in the dark about progress or costs.
Let’s Build Your Dream Home
A full house renovation is a big investment—but it doesn’t have to be stressful. With the right plan, a trusted partner, and a budget that reflects your priorities, you can create a space that feels like you.
If you’re thinking about a remodel in Northern Kentucky or Greater Cincinnati, let’s chat about your goals, your vision, and your budget. Call BriWi Construction today at 859-414-4139 or visit briwiconstruction.com to get started.